(StatePoint) — The conceptions and realities of retirement have changed a great deal over the past several decades, giving many seniors misgivings about the future. But the golden years can be happy, healthy and productive, say experts.

“For many individuals, confusion, fear and an overwhelming sense of powerlessness accompany the prospect of growing old in America. The good news is that we have power to address these concerns,” says Scott Page, author of the new book “It’s Never Too Late: Getting Older, Wiser, and Worry-Free in our Golden Years.”

Are you retired or approaching the end of your working life? Here, Page offers tips on living better:

Living Ideas

Reducing housing expenses can have an extra upside. For example, downsizing your empty nest offers you the benefit of less house to maintain. Moving to a region of the country cheaper than your current area may take you somewhere sunnier, warmer and better suited for aging.

Another popular way to live more frugally is to consider taking on a roommate. “Co-living arrangements like the ‘The Golden Girls’ are becoming more popular with single or widowed seniors. It helps save money and can be beneficial for socialization and support,” says Page.

Make Money

You can rake in extra income that doesn’t feel like work. Review your talents and hobbies. Are you an excellent baker, woodworker or musician?

“Seniors often have a lot of time on their hands, and they may be able to transform hobbies or interests into a way to make a little money,” says Page, who notes that such activities can also be a way to stay engaged and active, keeping minds and bodies vibrant.

Saving Tips

Senior discounts are available at restaurants, stores, on travel, adult education classes and gym memberships, and sites like Restaurant.com or Groupon have special bargain days for seniors.

Do an inventory of your possessions to determine which objects to keep and which to discard or sell. Free worksheets, available at scottpage.com/free-tools, can help in the decision process.