You have seen the TV ads with celebrity spokesmen pitching reverse mortgages. But just what is a reverse mortgage? Who should you talk to? Is it right for you?

Yes, Robert Wagner, the “Fonz” and Sen. Fred Thompson are urging you to call for information, but did they give out their personal cell phone numbers?

Fortunately, here within the boundaries of the Diocese of Brooklyn and Queens, there is a qualified and trusted advisor, Hank McManus, who has been helping seniors understand the benefits of this federal government insured and supervised program for the past five years.

As a graduate of Fordham University’s School of Social Service, McManus sees this service as a continuation of his career of helping people improve the quality of their lives.

As a reverse mortgage advisor with Liberty Home Equity Solutions

Inc., he brings the resources of America’s largest originator of reverse mortgages for this year.

With a reverse mortgage: “You will retain the title and ownership during the life of the loan and you can sell your home at any time,” says McManus.

“The loan will not become due as long as you continue to meet loan obligations such as living in the home, maintaining the home according to the Federal Housing Administration requirements, and paying property taxes and homeowners insurance.”

McManus, who lives in St. Francis Xavier parish, Park Slope, and has offices in Manhattan, provides small-town local service. He will come to your home, sit at your kitchen table and honestly answer your questions and concerns.

This is an absolutely free, no obligation consultation. And yes, 917-539-1623 is his personal cell phone number.